Just too good

Why them: I started with this bank because my salary account was opened here by my company but over the years I have become a loyal customer of HDFC. Life has never been the same, with their ATMs in almost every nook and corner of the country, taking out cash was never a task. With time they improved their systems and gave me debit card instead of regular atm card, and for last few years I have been doing all my banking through their netbanking which I think is one of the best in industry. A few years back, I was in need of urgent cash, and I turned to the same people for a cash loan. This was also handled very well, and within 24 hours I got the cash disbursement. Although rate of interest was very high at that point of time. Add to this, when I was stranded by ICICI at the last moment for home mortgage loan, HDFC approved and disbursed the same loan within 72 hours. Problem was technical, that the property to be mortgaged was out of the municipal limits, but the same could have been told to me by ICICI at the right time. Had HDFC not bailed me out at the right moment, I would have lost the token money I had paid to the seller. Now they have also given me a overdraft limit on my salary account and a separate current account for my office reimbursements. I feel they are most professional people in banking business, and recommend HDFC to all my friends.